IdentityTruth

I have credit monitoring. How is IdentityTruth different?

IdentityTruth Comprehensive Protection Extends Beyond Credit-Based Protection

Credit-based services offering only credit monitoring, or fraud alerts, do nothing to prevent identity fraud involving Social Security Number abuse, utilities and real estate transactions, health insurance, or criminal activity. IdentityTruth® research has found an alarming 1 in 20 adults share their SSN with another person. Shared SSNs can be used to impersonate the legitimate owner for a variety of serious illegal activities with very costly implications. Furthermore, the FTC reports that only 15% of identity fraud is credit-related. Credit-based services do nothing to protect you from the other 85%.

IdentityTruth's unique Faster than Fraud™ technology combines data from many different sources--going beyond simple credit-based protection to deliver a more complete picture of an individual's identity risk.  The service continuously combines and analyzes any and all information that is discovered specific to an individual to detect suspicious activities, report possible fraud before it happens and provide concrete next-steps to resolve a problem that may arise.

More comprehensive identity protection. Same price. Enroll in IdentityTruth today.

Do I need IdentityTruth? Doesn't my credit card company protect me?

Remember: 85% of identity fraud doesn't involve credit. Credit card companies have zero liability for losses not directly related to your accounts with them. And, while your liability is limited for fraudulent credit card charges, identity theft victims still have many problems getting identity theft-related information removed from their credit reports.

The bottom line: protecting your identity and stopping thieves before they destroy your credit is still easier than cleaning up after thieves have hijacked your credit. Protect yourself today: enroll now.

How does IdentityTruth's technology help to prevent identity fraud?

IdentityTruth helps to prevent identity fraud in a number of ways:

• IdentityTruth’s approach aims to answer these questions for an individual in a clear and concise way:  a) Am I at risk; b) why am I at risk ; c) what should I do next.
• IdentityTruth's proprietary system constantly receives and analyzes data from multiple sources well beyond credit,  to build a complete, personalized identity profile for each individual. This profile includes a wealth of information: names, addresses, phone numbers, Social Security Number, credit requests, loan information, utility accounts, and more. IdentityTruth then applies sophisticated fraud detection algorithms, evaluating each individual’s risk for particular fraud schemes and reports anything that appears suspicious, such as an unrecognized address or a newly issued phone number
• Additionally, the proactive, daily monitoring of a individual consumer’s credit file helps identify critical changes and updates to the individual’s credit history. Once an update to a consumer’s credit file has been reported by the credit bureaus, IdentityTruth will alert the consumer about the detected changes with information as to what to do next
• Breach Alerts by IdentityTruth provide subscribers with early notification about any institution or organization that has lost personal data which may include the subscriber’s information, so they can take appropriate actions as needed

How can using MySpace or Facebook put me at risk of identity theft?

While social networking sites like MySpace and Facebook are great places to connect with others, identity thieves view these websites as prime "fishing grounds".

If your profile is public and contains your name, address, and date of birth, you've given criminals a head-start on stealing your identity. Consider making your profile private and limiting the amount of personal information you post.

Thieves will also pose as friends in order to gain trust and solicit details about you, your family, your profession and your finances. Remember: you don't know who you're talking with online so never give out personal details.

"I enrolled in IdentityTruth® after my debit card was stolen..."

I enrolled in IdentityTruth® after my debit card was stolen and my account was wiped out. In addition to the debit card theft, IdentityTruth® found out about a phone number I had never seen before. They guided me through the recovery process and told me what to do to avoid future problems. Their experts were really knowledgeable and helpful. I know that I'm protected with IdentityTruth® - and most of my family has signed up too!

Liz E.

Read more IdentityTruth® testimonials