IdentityTruth

I have credit monitoring. How is IdentityTruth different?

IdentityTruth Comprehensive Protection Extends Beyond Credit-Based Protections

Credit-based services offering only credit monitoring, or fraud alerts, do nothing to prevent identity protection risks involving Social Security Numbers, real estate transactions, health insurance, or criminal activity. For example, IdentityTruth research has found an alarming 1 in 20 adults share their SSN with another person. Furthermore, the FCC reports that only 15% of identity fraud is credit-related. Credit-based services do nothing to protect you from the other 85%

IdentityTruth's comprehensive identity protection service provides credit monitoring and fraud alerts PLUS a propriety technology that proactively helps protect and uncover existing identity fraud risks and potential threats before they reach a subscriber's credit report.

More comprehensive identity protection. Same price. Enroll in IdentityTruth today.

Do I need IdentityTruth? Doesn't my credit card company protect me from fraud?

Remember: 85% of identity fraud doesn't involve credit. Credit card companies have zero liability for losses not directly related to your accounts with them. And, while your liability is limited for fraudulent credit card charges, identity theft victims still have many problems getting identity theft-related information removed from their credit reports.

The bottom line: protecting your identity and stopping thieves before they destroy your credit is still easier than cleaning up after thieves have hijacked your credit. Protect yourself for less than $100 per year: enroll now.

How does IdentityTruth's technology help to prevent identity fraud?

IdentityTruth helps to prevent identity fraud in a number of ways:

• IdentityTruth's unique, proprietary technology analyzes multiple data sources to build a complete, personalized identity profile. This profile includes a wealth of information: names, addresses, phone numbers, Social Security Number, credit information, and more. IdentityTruth applies sophisticated fraud detection technology, evaluating your risk for particular fraud schemes
• A subscriber's identity profile allows pinpointing of existing problems which could indicate that someone is trying to steal their identity, such as an unrecognized address
• The proactive, daily monitoring of a subscriber's consumer credit report helps identify critical changes and updates to their credit history. Once an update to a subscriber's credit report has been reported by the credit bureau, IdentityTruth will email, or text message*, the subscriber critical information about detected changes
• Breach Alerts provide subscribers early notification of data breaches which may affect them; they can then take appropriate, actionable steps with this information in-hand

How can using MySpace or Facebook put me at risk of identity theft?

While social networking sites like MySpace and Facebook are great places to connect with others, identity thieves view these websites as prime "fishing grounds".

If your profile is public and contains your name, address, and date of birth, you've given criminals a head-start on stealing your identity. Consider making your profile private and limiting the amount of personal information you post.

Thieves will also pose as friends in order to gain trust and solicit details about you, your family, your profession and your finances. Remember: you don't know who you're talking with online so never give out personal details.

"I enrolled in IdentityTruth after my debit card was stolen..."

I enrolled in IdentityTruth after my debit card was stolen and my account was wiped out. In addition to the debit card theft, IdentityTruth found out about a phone number I had never seen before. They guided me through the recovery process and told me what to do to avoid future problems. Their experts were really knowledgeable and helpful. I know that I'm protected with IdentityTruth - and most of my family has signed up too!

Liz E.

Read more IdentityTruth testimonials