Fraud Alerts are protective "warning flags" placed in your personal credit profiles with the 3 major credit bureaus. With fraud alerts in place any lender or merchant reviewing your credit must take extraordinary efforts to confirm your identity before approving any new application in your name.
IdentityTruth and its partner RelyData will place, monitor and - most importantly - continuously maintain and renew these vital safeguards on your credit profile for free for consumers who feel they are at risk.
Credit card companies like to send you "pre-approved" credit applications. They make it very easy for you to apply for new credit cards by mailing these to you several times each year. There are thieves who wait for these mail pieces to be delivered and will go from your neighbor's mail box to your mail box taking these applications and applying for credit cards - running up a bill that they never expect to pay. We stop the problem at its source by stopping these pre-approved offers from being sent to you.
Monitoring for your sensitive personal data including bank cards and social security number - over 3 million valid social security numbers are traded online. Don't be one of them.
Reviewing your credit report to see if there are any unrecognized or disputed accounts in your name is a key ingredient to your overall identity health.
Unlike other Companies that simply order your free credit report for you (which means they use up the one free report to which you are entitled by law), the IdentityTruth service actually includes an additional credit report that we provide, so that you can still claim your free one for yourself at any point in the future.
Ongoing credit monitoring is a very important aspect in maintaining your identity and financial health. IdentityTruth includes credit monitoring as part of our service. We provide 24/7 coverage and monitoring of new accounts, credit inquiries, address changes, public records, and any changes to current accounts in order to give you the most complete picture of your identity. We deliver constant and ongoing protection and the peace of mind to know that nobody is accessing your personal information without your consent.
When personal information is lost or stolen from companies or institutions you're affiliated with you'll get the earliest possible notification - so you can safeguard your privacy.
IdentityTruth's Health Score gives you a real-time indication of how secure your identity is based on all data we are able to uncover - A great way to see at a glance how secure your identity information is from identity thieves.
Front-line protection against assaults on your identity placed with the 3 credit bureaus (Experian, Equifax, TransUnion).
A very common form of identity theft occurs when someone other than you uses your information to apply for a mortgage, apartment application, or utility like a phone (cell or home), gas, or electric service. With IdentityTruth's subscription service we check with all of these companies to see if anyone is trying to use your good credit to get access to any of these services.
A less common but certainly very dangerous problem occurs when an identity thief actually associates his name to your information creating an "alias". We can monitor all credit applications and list any aliases so you can stop the problem before it gets out of control.
What do you do if you learn
you have been or are currently a victim of theft?
IdentityTruth's certified experts provide responsive personal assistance to members. Our customer support staff will address any questions you may have about identity-related information that IdentityTruth uncovers--walking you through the problem and giving you detailed instructions on repairing any damage.
Get email alerts of possible suspicious activities related to your identity - before your privacy and identity are harmed.